Welcome Nikki Kincaid Insurance

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Brad @ SCJB

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« on: March 28, 2016, 12:35:43 PM »
Nikki Kincaid is a Farmers and Foremost Insurance agent located in San Diego. Foremost is a top rated insurance carrier with the most competitive pricing on Jet Boats. Are you having trouble finding insurance coverage for your Jet Boat with over transom headers? Over transom headers are not an issue with Foremost. Foremost also has a competitive market for all things high-performance, what this means for you is speed and horsepower are not limited.
 
Nikki Kincaid with Foremost Insurance can also help you with your other River and Desert toys, she specializes in all things boat, jet skis, off-road, travel trailers, 5th wheels, manufactured homes, motor homes, RV's and golf carts. Nikki Kincaid calls Martinez Lake home when she's at the river, so she knows what you need to protect your favorite toys.

Give Nikki a call today to get your coverage in place (619)303-4108
« Last Edit: March 05, 2017, 10:10:08 AM by Brad @ SCJB »
  • Boat #1: 1978 Liberty
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FordLover

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« Reply #1 on: March 28, 2016, 12:53:21 PM »
Agreed. Mine is through Farmers/Foremost. I am happy with my deal.
  • Boat #1: 1982 18ft Bahner - Broken 460 Ford

JordanDangerfield

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« Reply #2 on: March 28, 2016, 05:06:27 PM »
I'm already with Farmers and need to get the boat insured. Great post!


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larryracing

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« Reply #3 on: March 31, 2016, 01:34:10 PM »
After battling with AAA, Geico, and three independent brokers for the past few months I called Nikki for insurance help. First off she actually answered her phone. Seems like a given, however I did not receive the same courtesy from some of the brokers I was referred to nor did I get return calls. For me I had a hard time getting straight answers then in the end when referred to underwriting, "we don't cover that type of boat".

She is very professional and made things very easy and her prices were great. She took care of both boats and my river property.

Save yourself some time...call her if you are looking for quality service, rates, and coverage.

A very happy customer.     
  • Boat #1: 18' CP
  • Boat #2: 1993 20' Commander

Hallett Dave

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« Reply #4 on: April 05, 2016, 07:06:35 PM »
Nikki Kincaid is a Farmers and Foremost Insurance agent located in San Diego. Foremost is a top rated insurance carrier with the most competitive pricing on Jet Boats. Are you having trouble finding insurance coverage for your Jet Boat with over transom headers? Over transom headers are not an issue with Foremost. Foremost also has a competitive market for all things high-performance, what this means for you is speed and horsepower are not limited.
 
Nikki Kincaid with Foremost Insurance can also help you with your other River and Desert toys, she specializes in all things boat, jet skis, off-road, travel trailers, 5th wheels, manufactured homes, motor homes, RV's and golf carts. Nikki Kincaid calls Martinez Lake home when she's at the river, so she knows what you need to protect your favorite toys.

Give Nikki a call today to get your coverage in place (619)303-4108

By all means give Nikki a call.
She is very knowledgeable and easy to work with.
She asked me about engine horse power.  I replied it has never been on a dyno.
I told her the engine spins a stainless 'A' impellor to 6,000 RPMs.
There was a moment of silence and then a reply.  Well according to the charts I would say it is 750 HP.  We can do this Dave, no problem.
I feel we have great coverage at a fair price.
Thank you again Nikki and we hope to see you and James at the Mothers Day trip.
Dave & Erika
Hey you Woodchucks, quit chucking my wood!

rivrrts429

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« Reply #5 on: April 06, 2016, 06:53:34 AM »
This is good news. I need to pick up new insurance myself.

Not sure if Nikki frequents this board much and slightly off topic question, but... which insurance picks up the bill if boat is damaged while being towed. Is it the tow vehicle insurance that pays or the boat policy?
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NIKKIKINCAID

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« Reply #6 on: April 08, 2016, 03:46:52 PM »
This is good news. I need to pick up new insurance myself.

Not sure if Nikki frequents this board much and slightly off topic question, but... which insurance picks up the bill if boat is damaged while being towed. Is it the tow vehicle insurance that pays or the boat policy?


I am assuming you mean, what if your truck hurts the boat while you are towing it? You would be filing a claim with your auto insurance against yourself for hitting your boat. I am trying to think of a scenario but lets say you backed into the boat, you would file a collision claim through your auto insurance.

mash on it

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« Reply #7 on: April 08, 2016, 06:04:43 PM »

I am assuming you mean, what if your truck hurts the boat while you are towing it? You would be filing a claim with your auto insurance against yourself for hitting your boat. I am trying to think of a scenario but lets say you backed into the boat, you would file a collision claim through your auto insurance.

I think he means- which Ins. Co, auto or boat policy, would I contact, IF somebody rear ended the boat and destroyed the jet, out on the highway/city street?

I had $100K On-Hook for the wrecker, only covered customers car.
Auto policy, probably, But I'm no Ins. agent.

Dan'l
CJ/RR 212...under construction  "Pistol Annie"

NIKKIKINCAID

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« Reply #8 on: April 09, 2016, 12:38:23 PM »
This is good news. I need to pick up new insurance myself.

Not sure if Nikki frequents this board much and slightly off topic question, but... which insurance picks up the bill if boat is damaged while being towed. Is it the tow vehicle insurance that pays or the boat policy?

Sorry, I more clearly understand your question now. If a car hit your boat you would have 2 options, if you get at least the License Plate off of the truck that hit you, you could file a claim with your insurance company against the truck. If you do this you can pay your deductible, get the reapirs fixed and your boat insurance company will go after the driver to reimburse your deductible. Otherwise you can file a claim with the drivers insurance company but then you're at their mercy of how long it takes to determine liability and authorize the repairs at the facility of your choice.

Long story short, the driver at fault would have a claim against their auto policy.

rivrrts429

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« Reply #9 on: April 11, 2016, 06:36:00 AM »

I am assuming you mean, what if your truck hurts the boat while you are towing it? You would be filing a claim with your auto insurance against yourself for hitting your boat. I am trying to think of a scenario but lets say you backed into the boat, you would file a collision claim through your auto insurance.
I think he means- which Ins. Co, auto or boat policy, would I contact, IF somebody rear ended the boat and destroyed the jet, out on the highway/city street?

I had $100K On-Hook for the wrecker, only covered customers car.
Auto policy, probably, But I'm no Ins. agent.

Dan'l

A long the lines of this ^^^^^


Sorry, I more clearly understand your question now. If a car hit your boat you would have 2 options, if you get at least the License Plate off of the truck that hit you, you could file a claim with your insurance company against the truck. If you do this you can pay your deductible, get the reapirs fixed and your boat insurance company will go after the driver to reimburse your deductible. Otherwise you can file a claim with the drivers insurance company but then you're at their mercy of how long it takes to determine liability and authorize the repairs at the facility of your choice.

Long story short, the driver at fault would have a claim against their auto policy.

Thanks for the reply, Nikki. I guess I was just interested on which policy, truck or boat, is the primary when the boat is hooked to the tow vehicle.

Didn't want to hijack the thread but I think you covered it pretty well.

Thank you!
  • Boat #1: 21' Bitz Custom

SomeThingWilder

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« Reply #10 on: April 13, 2016, 04:38:29 PM »
Just got off the Phone with Nikki. Without one hiccup she was able to get me insured within 30 mins of my first call to her. She was very helpful, and knowledgeable about boats and what you want in your coverage.  I would highly recommend her to anyone i know that needs to get covered. THANKS AGAIN Nikki!!!

riverboatmike

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« Reply #11 on: June 01, 2016, 11:20:52 PM »
I'm

454crowermonster

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« Reply #12 on: July 25, 2016, 03:12:52 PM »
whats average price for insurance on a 19 foot jet

jetjunky101

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« Reply #13 on: July 25, 2016, 03:48:09 PM »
whats average price for insurance on a 19 foot jet
depends on how much coverage you want or need . I went with a higher end total loss coverage and is only running around $50 a month.

NIKKIKINCAID

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« Reply #14 on: August 02, 2016, 01:28:38 PM »
whats average price for insurance on a 19 foot jet
It depends on value, coverage limits, HP speed and a few other things but average is between $50-100 a month. Quotes are totally free so if you'd like to see what the price on your boat would be feel free to call and just get an idea.

coors909

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« Reply #15 on: August 31, 2016, 06:01:57 PM »
Hello I need an insurance quote on my jet boat please


Sent from somewhere in Cali

Kroggy3771

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« Reply #16 on: August 31, 2016, 06:45:33 PM »

Hello I need an insurance quote on my jet boat please


Sent from somewhere in Cali

Easier to call her


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NIKKIKINCAID

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« Reply #17 on: August 31, 2016, 07:06:11 PM »
Hello I need an insurance quote on my jet boat please


Sent from somewhere in Cali

Im.working late tonight, call me 8597179136 is my cell

NIKKIKINCAID

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« Reply #18 on: August 31, 2016, 07:06:30 PM »
Easier to call her


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« Reply #19 on: August 31, 2016, 07:09:09 PM »
And another one insured by Nikki! Thanks!


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coors909

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« Reply #20 on: August 31, 2016, 10:04:24 PM »

Im.working late tonight, call me 8597179136 is my cell

I will call tomorrow sorry I was hanging out drinking with one of my friends


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« Reply #21 on: May 24, 2017, 10:10:33 AM »
Anyone know where I can get ahold of Nikki, I'm looking to buy a boat and want to get a quote on insurance first but the phone # on the ad keeps sending me to a voicemail that hasn't been setup 619-303-4108, thanks

NIKKIKINCAID

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« Reply #22 on: May 24, 2017, 12:07:47 PM »
Apologize for that, I just ported my line to a new company. It is up and running now. 6193034108

 


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