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Messages - NIKKIKINCAID

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Boat Insurance - Nikki Bostick / Re: Insurance
« on: April 24, 2018, 09:34:19 PM »
The answer is yes and no.
If youíve just purchased a boat and want the purchase price listed as the value thatís not a problem. Or if you bought a bare hull and installed common interior and motor that shouldnít be an issue either. Sometimes people go overboard when building their boat and underwriters canít justify listing them for agreed values if no other boats with the same make/model are even close in price range. I remind people often that there is what we have into something and then there is what itís actually worth.
A lot of times people buy a boat use it for a couple seasons and replace the interior, then want to increase the value listed on their boat. From the underwriters perspective all you have done is replace part of the boat you havenít upgraded it at all, so typically they wonít increase the agreed value. With a motor you can increase value by putting more power in but keep in mind more power means your boat should be moving faster so be prepared for a rate/class increase.


Sent from my iPhone using SoCal Jet Boats

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Boat Insurance - Nikki Bostick / Re: Insurance
« on: February 20, 2018, 04:05:43 PM »
Just seeing these, thanks for the support Lee and Bob, it definitely doesn't go unnoticed.

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Boat Insurance - Nikki Bostick / Foremost Insurance
« on: August 23, 2017, 10:13:02 PM »
Been a while... I get distracted by the facebook group so much I forget this is where I really want to get the important info to you guys.

I love that I can help you guys after being declined or cancelled by other companies. But the best part about getting the coverage back in force after a cancellation is getting a better policy in force than other companies have available. Today I learned that I am able to transfer existing Foremost policies to my agency, so you don't have to cancel and rewrite, and there is no risk for a lapse in coverage. The reason that's exciting is because I can then actually see what coverage and limits you have to guarantee you have a policy that will really cover you in the case of an accident. When I get to look at policies written by other agents who don't have experience with boats or being on the water there are crucial coverages that are missing, but the uneducated agent has no idea they are failing you. Pretty much.... Get your policies with an agent (me😉) who knows the river, knows jet boats and knows what the real risks are out on the water. 🚤

Nikki
Nkincaid@farmersagent.com
619-303-4107

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Apologize for that, I just ported my line to a new company. It is up and running now. 6193034108

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The No Wake Zone / Re: INSURANCE
« on: March 17, 2017, 12:11:02 PM »
So do I. I gave you my information at the last Parker race at the Bluewater


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The best thing to do is give me a call 858-717-9136 and usually within about 20 minutes we can get you in the system, pricing finalized and approved.

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The No Wake Zone / Re: INSURANCE
« on: March 17, 2017, 12:10:27 PM »
I need a quote.


Sent from my iPhone using SoCal Jet Boats
The best thing to do is give me a call 858-717-9136 and usually within about 20 minutes we can get you in the system, pricing finalized and approved.

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The No Wake Zone / Re: INSURANCE
« on: March 17, 2017, 12:08:48 PM »
Nikki I'm referring both these guys. Lol


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 :thumbup: :thumbup:

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The No Wake Zone / INSURANCE
« on: March 16, 2017, 04:24:03 PM »
I am running a referral promotion from now until Memorial Weekend. I am offering $500 towards a painter of choice for your scoop, boat name, CF numbers, pinstriping etc.

Send your friends and family my way to get their toys covered and you'll be in the running. There have been a lot of new purchases and I know quite a few of you have been holding off until the kickoff event to get coverage. Doesnt have to be just a boat, all policies put in force will count so this means all cars, houses, buggies.... 

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Boat Insurance - Nikki Bostick / Getting back on the water
« on: March 15, 2017, 04:34:56 PM »
I am running a referral promotion from now until Memorial Weekend. I am offering $500 towards a painter of choice for your scoop, boat name, CF numbers, pinstriping etc.

Send your friends and family my way to get their toys covered and you'll be in the running. There have been a lot of new purchases and I know quite a few of you have been holding off until the kickoff event to get coverage. Doesnt have to be just a boat, all policies put in force will count so this means all cars, houses, buggies.... 

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Boat Insurance - Nikki Bostick / Re: Welcome Nikki Kinkaid Insurnace
« on: August 31, 2016, 07:06:30 PM »
Easier to call her


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👍

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Boat Insurance - Nikki Bostick / Re: Welcome Nikki Kinkaid Insurnace
« on: August 31, 2016, 07:06:11 PM »
Hello I need an insurance quote on my jet boat please


Sent from somewhere in Cali

Im.working late tonight, call me 8597179136 is my cell

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The No Wake Zone / Re: Let's talk Insurance
« on: August 30, 2016, 09:13:52 PM »
I wonder if she would insure someone from out of state? The guy I sold my boat to cant get insurance here in New Mexico and I gave him her number cause I saw it here and she never returned the phone call.
I spoke to him, I told him to find a Farmers Agent, go into their office, call me and I'll teach that agent how to write a jet boat policy.

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The No Wake Zone / Re: Let's talk Insurance
« on: August 02, 2016, 09:01:53 PM »
What is reasonable insurance for a jet boat none built motor 18ft and only gets used 10x a year. Any help?


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[/quote

It all depends on the value and what limits you want/need. Average is typically between $50-100 a month.

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Boat Insurance - Nikki Bostick / Re: Welcome Nikki Kinkaid Insurnace
« on: August 02, 2016, 01:28:38 PM »
whats average price for insurance on a 19 foot jet
It depends on value, coverage limits, HP speed and a few other things but average is between $50-100 a month. Quotes are totally free so if you'd like to see what the price on your boat would be feel free to call and just get an idea.

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SCJB Top 10 List / Re: The List
« on: April 26, 2016, 10:17:01 PM »
Gatekeeper has them also!


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the Doughnut may not have a backseat but I can verify that the boat will seat 2.

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The No Wake Zone / Re: Quite a surprise story today
« on: April 19, 2016, 01:48:36 PM »

Great Story! We all know its a small world, especially with jet boats!

So I bought this boat http://www.socaljetboats.com/boats/performance-jet-boat-1/ and I am very very happy with it. Ran into Jeff @whiskeytango777 and Dennis @d_capongi a few weeks ago and had a blast. The wife and I went out to our place this WE so she could finally see the boat. Fri/Sat was blown out but took the CP out this morning. Made a few passes and as I was pulling it on the trailer a gentleman was standing on the ramp and said "hey I got noise compliant that you were scaring the fish" "By the way do you know much about that boat?" I said not much but I love it so he introduced himself..."Oh by the way that the was my first CP in 1979, Hello my name is Bill Scotten" and handed me his card. Ironic and quite cool. Hardley anyone in the park and I just happened to be running the boat and he just happened to be there. Good stuff!

Larry

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Boat Insurance - Nikki Bostick / Re: Welcome Nikki Kinkaid Insurnace
« on: April 09, 2016, 12:38:23 PM »
This is good news. I need to pick up new insurance myself.

Not sure if Nikki frequents this board much and slightly off topic question, but... which insurance picks up the bill if boat is damaged while being towed. Is it the tow vehicle insurance that pays or the boat policy?

Sorry, I more clearly understand your question now. If a car hit your boat you would have 2 options, if you get at least the License Plate off of the truck that hit you, you could file a claim with your insurance company against the truck. If you do this you can pay your deductible, get the reapirs fixed and your boat insurance company will go after the driver to reimburse your deductible. Otherwise you can file a claim with the drivers insurance company but then you're at their mercy of how long it takes to determine liability and authorize the repairs at the facility of your choice.

Long story short, the driver at fault would have a claim against their auto policy.

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Boat Insurance - Nikki Bostick / Re: Welcome Nikki Kinkaid Insurnace
« on: April 08, 2016, 03:46:52 PM »
This is good news. I need to pick up new insurance myself.

Not sure if Nikki frequents this board much and slightly off topic question, but... which insurance picks up the bill if boat is damaged while being towed. Is it the tow vehicle insurance that pays or the boat policy?


I am assuming you mean, what if your truck hurts the boat while you are towing it? You would be filing a claim with your auto insurance against yourself for hitting your boat. I am trying to think of a scenario but lets say you backed into the boat, you would file a collision claim through your auto insurance.

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The No Wake Zone / Re: Let's talk Insurance
« on: March 29, 2016, 04:47:50 PM »
Hey All,

I read all of your input on what's covered, what's not covered, what to tell your insurance company, what they're willing to cover and what value they are covering your boat for. Give me a call and I'm happy to give you all the information you want. The reality is that we never use insurance until it's a major accident or loss. I think Dennis was the one who said he didn't mind paying the premium because the alternative to not having insurance is being out the 25K he has into Becky and I couldn't agree more.  There are a million options out there and coverage combinations. Jet Boat Insurance is not one size fits all. And honestly as the price of a 55mph boat vs. a 85 mph boat isn't that different, being honest upfront guarantees that in the case of something major the insurance company doesn't hesitate on paying the claim.

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