My wife will be signing the papers on a new Dodge Mega Cab 4x4 in about an hour. Its an 07 that has every option except Nav/DVD for 12K off MSRP!!!  Kinda sad to get out of my old Dodge but my kids are outgrowing the back of my Quad Cab    and can't keep their handss off each other.
Leaving SoCal for JBP tomorrow morning and boating up there all weekend.  Life is good . . .

Anybody want a 96 Qcab?  Runs great, looks great, for sale cheap.

Let me first say that I don't buy many vehicles.  I drive them at least 10 years/200K.   So I just get off the phone with AAA and we have been adding, modifying, estimating,  my insurance for the the new/old trucks and cars.  The big number I heard was the first one where she said it was gonna be $2400+       That's  a crazy number but it is the first 4x4 that I have had since 1984.   So I start trying to get the girl on the phone to save me some $$$ somewhere somehow but it is clear there isn't much she can do.  Less than $20 diff between a $250 and $1000 deductible for comp. 
Long story short come to find out that she keeps giving me a number that reflects coverage for ALL THREE vehicles NOT just the new sled like I had thought.

I'll drink to that right now !   

Thanks for looking out.   I like their other services a lot but I will certainly re-evaluate soon.  Eight years ago when I wanted to insure my truck then no one could touch them, but lately I have been less than thrilled with them.  Regardless insurance on vehicles is something you can't do without. Thanks again, your example seems to indicate there are better rates out there.

Not trying to bite the hand that feeds me, but    I repair cars for insurance companies for a living. To qoute Ralph, "cheap isn't good and good isn't cheap" and that definately rings true with insurance companies most of the time.

My XBPW got in a major car wreck when she was 7 months pregnent with our son, not her fault, and Mercury took forever to pay and just nickled and dimed us to death and gave us major headaches and grief throughout the entire ordeal. Later, XBPW totaled the Tacoma, again, and Mercury was crap for coverage and tried for a long time to use aftermaerket China type parts for the repair.

Most insurance companies will not pay for aftermarmet accesories (sp?) unless you allow the ins. co. to inspect your vehicle, show them reciepts, have a rider added to the policy before any of it is stolen or damaged. Then when it is damaged you will usually have to provide them with the reciept again.

AAA is an outstanding comapny. USAA (military and their family's) is the best. State Farm is pretty good also unless you piss them off and make an unrealistic comprehensive claim - do not do that with State Farm. Farmer's seems like good coverage and service but they're real picky about the aftermarket stuff they replace.

Lastly, most car insurance companies will not cover a loss that isn't bolted to the car. i.e.: subwoofer boxes, satelite radio's, cell phones, laptops, expensive shades (unless they're corrective), etc... IMO

... Had to drive to San Diego for inspection though.

That's insane. You had to drive from Yuma to San Diego so they could look at your vehicle in order for them to cover your loss?

I will make no more posts here...from now on I will just read.....

Well...I mentioned Mercury,but hotrod shut me down with his post...Anyway..I think I'm just gonna stay with the "boat stuff"         

That's insane. You had to drive from Yuma to San Diego so they could look at your vehicle in order for them to cover your loss?

That's why I ended up going with Amica. But the price difference was worth the gas, just would have had to take a day off work to go get it done. They have changed by now, but that was their policy back then to inspect every vehicle before they would insure you.