Thank you for your help and compliment, sir. I have called Nikki and also talked with her associate Kathryn Yeager. They don't cover my area. They did refer me to a few other insurers, but none are willing to seal the deal. One, oddly, was because they don't insure boats over 26 years old (that's only 1994 build year....doesn't seem that old to me). I've called geico, progressive, state farm, markal, liberty, farmers, kincaid, grundy and hagerty. Wozencraft is checking at the moment and seems to be my last hope. I didn't think insurance would be this hard