Sorry to hear about your friend John.
Wow, 3 loader failures

. Were they from bad welds, or broken bolts ?
I think we (as a group) need to remember, a lot of our "lake boats" are running speeds way faster and being pushed way harder than they were designed for and there not getting any newer. Take a little time in the garage and do a safety check before your next trip, cables, steering, loader, fuel lines, U joints, is the fire extinguisher where you thought it was, is it still full, etc, etc.
I'm realy not a safty nazi, but what would be considered a small failure in a car could be deadly in a fast boat.
Every time I go out and make a hard pass I get a thrill and a foot "shake" ,never quite sure if its adrenaline or a little fear mixed in ? Tommy
BTW if your going to buy a vest buy a good one (remember the old $2 helmet for a $2 head)
If that little bit of fear ever goes away get out of the boat !! Its there to save you.