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Maker

  • Karma: +3/-0
Boat insurance
« on: August 13, 2014, 06:48:44 AM »
Who are you all using for insurance and what are they charging

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tgossett22

  • Karma: +3/-0
Re: Boat insurance
« Reply #1 on: August 13, 2014, 07:09:51 AM »
I have a Boat US policy......about $200 for the year for liability.

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5150whiteboy

  • Karma: +24/-0
Re: Boat insurance
« Reply #2 on: August 13, 2014, 07:24:48 AM »
1999 team Hawaiian bbc  open bow. Progressive and pay 331 a year. My guy is outta burbank Ron young insurance.

SRC
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5150WhiteBoy

5150whiteboy

  • Karma: +24/-0
Re: Boat insurance
« Reply #3 on: August 13, 2014, 07:25:36 AM »
1999 team Hawaiian bbc  open bow. Progressive and pay 331 a year. My guy is outta burbank Ron young insurance.

SRC
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forgot to include that's full coverage with personal property coverage also.

SRC
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5150WhiteBoy

MorePower

  • Karma: +20/-0
Re: Boat insurance
« Reply #4 on: August 13, 2014, 07:38:59 AM »
I also use progressive. Mine was more then Will's, but I put 250,000 liability for property damage or injury on mine.

It is who USAA told me to use so I did it. Sold my boat so couldn't tell you how customer service is with claims and what not.


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  • Boat #1: 1974 18ft Southwind
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Kroggy3771

  • Karma: +8/-0
Boat insurance
« Reply #5 on: August 13, 2014, 07:51:54 AM »
2014 Shockwave 21' open bow with full coverage and personal property coverage and I pay $38 a month through Ron Young insurance.


SRC


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cmayer

  • Karma: +9/-0
Boat insurance
« Reply #6 on: August 13, 2014, 07:54:33 AM »
I use AAA for both boats. $220 a year per boat for full coverage.


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  • Boat #1: 1978 Spectra 20
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WhyNot76

  • Karma: +21/-0
Re: Boat insurance
« Reply #7 on: August 13, 2014, 10:22:10 AM »
AAA came out to take pics of mine and said as long as the underwriter doesn't raise a red flag they'll cover it. He said they consider a boat without an engine cover a race boat... I wish.. Ha. Mines 124 a year full coverage.


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vintage240zracer

  • Karma: +0/-0
Re: Boat insurance
« Reply #8 on: August 13, 2014, 10:43:44 AM »
Progressive - 300,000 w/ 8,000 replacement coverage and with Boat tow coverage  $276.00 a yr. and yes the first question was does the Exhaust go over the transom- Reading above I now know why they asked-

JW
  • Boat #1: '93 Essex 20.5 Open Bow
  • Boat #2: '06 Chevy Duramax Crew Cab
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Maker

  • Karma: +3/-0
Re: Boat insurance
« Reply #9 on: August 13, 2014, 10:49:26 AM »
Thanks guys   I have progressive for my other vehicles  maybe I should see what they can do for the boat

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riverjunkie44

  • Karma: +5/-0
Re: Boat insurance
« Reply #10 on: August 13, 2014, 01:42:47 PM »
I have farmers cover mine because they cover my truck and home as well 200 a year full coverage

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Second Chance

  • Karma: +8/-0
Re: Boat insurance
« Reply #11 on: August 13, 2014, 02:06:27 PM »
Hey Drew ( Morepower ) did they say anything about the headers or ask horsepower questions ?
I've been told anything over factory HP ratings or over transom and no coverage, maybe someone will cover ours seeing how it's just a trailer queen anyhow.  LMAO !


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MorePower

  • Karma: +20/-0
Re: Boat insurance
« Reply #12 on: August 13, 2014, 02:22:28 PM »

Hey Drew ( Morepower ) did they say anything about the headers or ask horsepower questions ?
I've been told anything over factory HP ratings or over transom and no coverage, maybe someone will cover ours seeing how it's just a trailer queen anyhow.  LMAO !


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Negative. They didn't ask. When I told them it was an olds they probably figured the motor was gonna blow up soon anyways hahaha


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  • Boat #1: 1974 18ft Southwind
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Second Chance

  • Karma: +8/-0
Re: Boat insurance
« Reply #13 on: August 13, 2014, 02:44:48 PM »
That sounds like sig line material right there !  Hope everything is going well besides selling the Southwind.


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chet_k

  • Karma: +0/-0
Re: Boat insurance
« Reply #14 on: August 13, 2014, 02:45:58 PM »
Geico 164$ full coverage 800,000$ in waste clean up and some other good things asked what motor size was and what horsepower super easy tho

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Squirrel Master

  • Karma: +7/-0
Re: Boat insurance
« Reply #15 on: August 13, 2014, 03:18:00 PM »
I use Hagerty insurance they give you a guaranteed rate on your boat it doesn't deppreciate year after year like all the others do they don't care if you have ot headers open motor you could call him tell him it is a race boat and they will cover it like 20 a month or some like that for pretty its pretty high coveage i need to look at my policy up they ask you to take pictures and they ask you how much do you want to be covered for and if they agree thats what you get
  • Boat #1: 1976 Sleekcraft Kauia
  • Boat #2: 1979 Tahiti Super Tiger
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"most important... WHEN IN DOUBT, THROTTLE OUT!!!"  Crewchief22

 


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