Repo guys get into their jobs a little too much, if you ask me. Kinda like bounty hunters. And I don't beleive for a second they don't steal parts.
My only experience with them deals with my late wifes death. She had a Kia, that I drove, while she drove my Pontiac. Felt better letting her drive the GOOD car. Anyway, after she died, I kept telling the bank, come and get it, I don't want it. They kept trying to get me to pay for it. It was worth more than we owed, but I did NOT need 4 cars. There was no inheritance to speak of, so, come get it. You'll make a buck on it, we'll call it good. I got enough going on right now, I do not need to be listing a car for sale and deal with that too.
After 3 months, they have an attorney's office call me about her estate and crap. I told them the same thing, Come and get the car, been telling the bank this for months, have the repo guy call me before he comes and I'll meet him in the driveway with the keys, hell I'll even drive it to their lot if he brings me home. The repo guy calls me as I'm halfway to work, a week later. I think he was waiting at the end of the street for me to leave. I said I'll be right there. I turn around, back there in 15 minutes, he's gone, cars still there.
Same thing happened 2 more times. Then, my neighbor calls me at 3 am on a Wednesday nite (My car was parked in my neighbors driveway across the cul de sac as we had been moving my boats around with his truck) telling me there's someone stealing my car. I go outside, 10mm in hand, to see this idiot trying to pull the Kia from my driveway with a chain. Had it halfway to the street. I stop him, call the cops, and after all was said and done, hand him the keys and the cops give him a serious ass chewing and a ticket for disturbing the peace and reckless operation once they heard my story.
Why break the car? I mean for Christs sake, I was being nice. Fugger deserved it, and lucky he didn't get shot!
Ray