Has any had there boat appraised ? I got boat insurance thru USAA which sends all water craft policy's to progressive so the agent asked me if I had my boat appraised, I told him no and he said if you do to send that to him and he will add that to policy and if I wanted to sell it or buy something I can use it like you can with a vehicle. He told me that the appraiser price is what some place would use instead of NADA. Kinda goofy.


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I have USAA for all my insurance, except the boat. They sent me to Markel and they were super expensive, they never mentioned doing an appraisal though.  I am using Foremost with agreed value just like Jim and a lot of others. In my opinion it's the only way to insure boats like ours.