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Ralph Brunt

  • Karma: +51/-0
boat insurance
« on: May 09, 2011, 07:15:32 PM »
as some of you have found out, insurance for our boats is really hard to get. i just got insurance on both my boats for under 500 a year. if you are interested call stacy at 760-931-2660 or e-mail performanceboatinsurance@gmail.com  it is through wozen craft.

for that price it is too cheap not to have :thumbup:
ralph
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CHEAP, FAST, RELIABLE...PICK 2 CANT HAVE ALL 3
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They are all fukin tasty. My long time favorite, "Dirty Dicks -beerjet-
Quote from: IRRebel on February 16, 2010, 06:11:01 PM
Glasscutter, Skip, OC2  Nordie and many more nail me good every time, relentlessly, I love those guys!

Dirty Air

  • Karma: +1/-0
Re: boat insurance
« Reply #1 on: May 09, 2011, 07:42:54 PM »
Ralph, What level of coverage did you get for that kind money?   (full, liability,comprehensive)?
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Quote from: HDriderTH on June 09, 2011, 10:51:13 AM
You know me, my 12"incher is upside down!

ka0tyk

  • Karma: +30/-0
Re: boat insurance
« Reply #2 on: May 09, 2011, 07:45:38 PM »
i actually made a REALLY long thread on riverdaves about boat insurance.  im now covered thru geico (god bless the internet).  i dont have a full out raceboat like some of you have.  good luck with coverage!
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Ralph Brunt

  • Karma: +51/-0
Re: boat insurance
« Reply #3 on: May 09, 2011, 08:09:46 PM »
Quote from: Dirty Air on May 09, 2011, 07:42:54 PM
Ralph, What level of coverage did you get for that kind money?   (full, liability,comprehensive)?
full coverage even uninsured motorist, as well as any body that is driving any of the two boats its covered.
Quote from: ka0tyk on May 09, 2011, 07:45:38 PM
i actually made a REALLY long thread on riverdaves about boat insurance.  im now covered thru geico (god bless the internet).  i dont have a full out raceboat like some of you have.  good luck with coverage!
i read it and thats what put a fire under my ass thanks
ralph

im just not going to lose my house over some accident
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CHEAP, FAST, RELIABLE...PICK 2 CANT HAVE ALL 3
Quote
They are all fukin tasty. My long time favorite, "Dirty Dicks -beerjet-
Quote from: IRRebel on February 16, 2010, 06:11:01 PM
Glasscutter, Skip, OC2  Nordie and many more nail me good every time, relentlessly, I love those guys!

IRRebel

  • Karma: +16/-0
Re: boat insurance
« Reply #4 on: May 09, 2011, 08:32:51 PM »
Quote from: Ralph Brunt on May 09, 2011, 08:09:46 PM
full coverage even uninsured motorist, as well as any body that is driving any of the two boats its covered.i read it and thats what put a fire under my ass thanks
ralph

im just not going to lose my house over some accident

Right there with ya Ralph!  :thumbup:

I think I mentioned before that mine are covered, after negotiations of my taking my homeowners, car and some life insurance with it, to someone that WOULD insure my boats after my Biesemeyer incident. State Farm agreed, and I have a signed policy from the regional director with pics and all of my boats verifying that in case they try and "Welch" on the deal.

Actually about the same as you're paying, but I got them to cover 4 boats, even though the others aren't in the water just yet...... ;)

Ray
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"Life's journey is not to arrive at the grave safely in a well preserved body, but rather to skid in sideways totally worn out shouting 'Holy Shit what a ride!"---Crewcheif22 AKA Keith

1972Challenger

  • Karma: +1/-0
Re: boat insurance
« Reply #5 on: May 10, 2011, 07:54:29 AM »
I have AAA... 80 bucks a year... liability coverage.. my boat itsnt all racey and crazy fast or powerful..... it took 10 min and i had insurance
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  • Boat #1: 1972 Challenger bubble deck
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AQUAHOLIC

  • Karma: +7/-0
Re: boat insurance
« Reply #6 on: May 10, 2011, 02:38:03 PM »
i went thru farmers. pay around 500 a year but that is full coverage if i sink it or run the out drive into anything it is all covered. up to about 65k.

money well spent in my book
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When  you turn your boat on... does it return the favor?

Rogers Hopeful

  • Karma: +4/-0
Re: boat insurance
« Reply #7 on: May 10, 2011, 03:06:34 PM »
AAA. just liability. $100 a year and i am 23 years old...
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Driving a Rogers, working on a Hondo

1972Challenger

  • Karma: +1/-0
Re: boat insurance
« Reply #8 on: May 10, 2011, 03:24:17 PM »
same here.. in 24 and its super cheep.. my boats only worth 3500 bucks on a good day.. all i want to make sure is that people in my boat are covered(and they are) and that other boats around me are covered if i hit them(and they are).. now if i had a boat some some guys have on this website, BBC with a blower and on and on, then it is worth it to get full coverage
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  • Boat #1: 1972 Challenger bubble deck
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GlassCutter

  • Karma: +31/-0
Re: boat insurance
« Reply #9 on: May 10, 2011, 10:28:09 PM »
The only companies I could find that would insure my float was AAA and Progressive.   AAA couldn't touch Progressives price even though I had my cars with them, but the agent was a hottie so I spent quite a while trying.  8)
All Progressive really wanted to know about the boat other than the ID basics was estimated top speed and was the engine covered.  So $400 now gets both my boats insured.  And y'all know how fast my boat is (not).
One thing to consider with insuring a boat is that is something happens to it while towing, you are covered.  Most auto policies will not cover what is being towed.   Just something to think about . . .

X2 on at least getting a quote from Stacy Johnson @ Wozencraft.   Besides being all around good people, she calls back when she says she will, and can search thru a number of different carriers. 
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  • Boat #1: 1973  Wriedt Montara 23
  • Boat #2: 1978 Spectra 20 460/Berkley
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Also, I will kiss bare male ass in the middle of the Vegas Strip  . . .  I will post pics if I need to.  --  IRRebel 2013

"Go ahead Rivertard does it.  Take a video though."

"If you did it in a dodge it would have shifted perfectly ran a thousand miles per hour and got optimum fuel mileage!"  Nordie  2012

78CoLe

  • Karma: +3/-0
Re: boat insurance
« Reply #10 on: May 12, 2011, 09:55:03 PM »
Quote from: AQUAHOLIC on May 10, 2011, 02:38:03 PM
i went thru farmers. pay around 500 a year but that is full coverage if i sink it or run the out drive into anything it is all covered. up to about 65k.

money well spent in my book

fin sand bars
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  • Boat #1: 76 Hallett Mini Cruiser
  • Boat #2: 84 D'Cucci Starfire v-drive SS/PS
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BBF GOD

79charger

  • Karma: +0/-0
Re: boat insurance
« Reply #11 on: May 13, 2011, 04:29:17 PM »
After  being with geico for 6 years they would not cover my boat stating it was too old lol. So Triple A I went . They won't cover over the transom exhaust and they gave me a little hell about my open motor .....
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GlassCutter

  • Karma: +31/-0
Re: boat insurance
« Reply #12 on: May 13, 2011, 06:42:57 PM »
It is hard for a company to turn down a boat with a covered motor and a top speed of 42 mph.    :banghead:
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  • Boat #1: 1973  Wriedt Montara 23
  • Boat #2: 1978 Spectra 20 460/Berkley
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Also, I will kiss bare male ass in the middle of the Vegas Strip  . . .  I will post pics if I need to.  --  IRRebel 2013

"Go ahead Rivertard does it.  Take a video though."

"If you did it in a dodge it would have shifted perfectly ran a thousand miles per hour and got optimum fuel mileage!"  Nordie  2012

Brent

  • Karma: +0/-0
Re: boat insurance
« Reply #13 on: May 13, 2011, 10:50:24 PM »
Progressive beat everyone my broker quoted through by quite a bit (over $180 difference) and that is for full coverage with much higher coverage than base, $310 per year.
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"It's Showtime!"
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