as recommended by chromey and a couple of others
"TRY THIS LADY I GOT MY BOAT INS THROUGH HER FOR 220.00 FOR THE YEAR. MY GF TURNED ME ON TO HER. HER NAME IS REBECCA HIGGS ITS HER OFFICE STATE FARM. BUT ANY OF THEM WILL HELP YOU OUT. THE NUMBER IS 949 726 9015. ITS IN IRVINE. HOPE THEY CAN HELP"
talked to them and they were very pleasent and helpful, wasn't sure about insuring me since i am in az and them in ca, checked into and called me back like promised, they quoted $607 for a year and that covered the liability/medical, and the boat for 27k, if your guy will cover up to 40k for 600, let me know his info, i want to cover mine for more, 15k in paint, 13-15k in motor, jet, access, etc, well over 27k

i have not signed with anyone yet, boat is sitting in the garage till done, so right now it is covered under other policies